{"id":238,"date":"2022-09-19T06:00:41","date_gmt":"2022-09-19T06:00:41","guid":{"rendered":"http:\/\/www.mutuelle-mat.fr\/blog\/qui-doit-payer-lassurance-habitation-dans-une-succession-en-cours\/238.html"},"modified":"2022-09-19T06:00:41","modified_gmt":"2022-09-19T06:00:41","slug":"qui-doit-payer-lassurance-habitation-dans-une-succession-en-cours","status":"publish","type":"post","link":"https:\/\/www.mutuelle-mat.fr\/blog\/qui-doit-payer-lassurance-habitation-dans-une-succession-en-cours\/238.html","title":{"rendered":"Qui doit payer lassurance habitation dans une succession en cours ?"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/i.ytimg.com\/vi\/RcXvm3vbI94\/hq720.jpg?sqp=-oaymwEcCOgCEMoBSFXyq4qpAw4IARUAAIhCGAFwAcABBg==&#038;rs=AOn4CLBa7QGdf8dIM32kIWha4lCGZ6s5_A\" alt=\"Qui doit payer lassurance habitation dans une succession en cours ?\"><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Sommaires<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a2e64494a592\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"ez-toc-cssicon\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a2e64494a592\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.mutuelle-mat.fr\/blog\/qui-doit-payer-lassurance-habitation-dans-une-succession-en-cours\/238.html\/#Qui_doit_payer_lassurance_habitation_dans_une_succession_en_cours\" >Qui doit payer lassurance habitation dans une succession en cours ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.mutuelle-mat.fr\/blog\/qui-doit-payer-lassurance-habitation-dans-une-succession-en-cours\/238.html\/#Comment_resilier_le_contrat_dassurance_habitation_apres_un_Deces\" >Comment r\u00e9silier le contrat d\u2019assurance habitation apr\u00e8s un D\u00e9c\u00e8s?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.mutuelle-mat.fr\/blog\/qui-doit-payer-lassurance-habitation-dans-une-succession-en-cours\/238.html\/#Que_couvre_lassurance_deces\" >Que couvre l\u2019assurance d\u00e9c\u00e8s?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.mutuelle-mat.fr\/blog\/qui-doit-payer-lassurance-habitation-dans-une-succession-en-cours\/238.html\/#Comment_contracter_une_assurance_deces\" >Comment contracter une assurance d\u00e9c\u00e8s?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.mutuelle-mat.fr\/blog\/qui-doit-payer-lassurance-habitation-dans-une-succession-en-cours\/238.html\/#Comment_resilier_le_contrat_pour_cause_de_deces_de_lassure\" >Comment r\u00e9silier le contrat pour cause de d\u00e9c\u00e8s de l\u2019assur\u00e9?<\/a><\/li><\/ul><\/nav><\/div>\n<h3 id=\"question-0\"><span class=\"ez-toc-section\" id=\"Qui_doit_payer_lassurance_habitation_dans_une_succession_en_cours\"><\/span>Qui doit payer lassurance habitation dans une succession en cours ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>D&rsquo;apr\u00e8s le Code des assurances, apr\u00e8s le d\u00e9c\u00e8s du titulaire d&rsquo;un contrat d&rsquo;assurance auto, moto ou habitation, la couverture continue, mais couvre d\u00e9sormais l&rsquo;h\u00e9ritier de la personne d\u00e9c\u00e9d\u00e9e. Cons\u00e9quence, c&rsquo;est \u00e9galement ce dernier qui devra payer les cotisations.<\/p>\n<h3 id=\"question-1\"><span class=\"ez-toc-section\" id=\"Comment_resilier_le_contrat_dassurance_habitation_apres_un_Deces\"><\/span>Comment r\u00e9silier le contrat d\u2019assurance habitation apr\u00e8s un D\u00e9c\u00e8s?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>R\u00e9silier le contrat d\u2019assurance habitation apr\u00e8s un d\u00e9c\u00e8s. Apr\u00e8s le d\u00e9c\u00e8s du souscripteur d\u2019origine du contrat d\u2019assurance habitation pour un logement, ses h\u00e9ritiers disposent \u00e9galement de la possibilit\u00e9 de r\u00e9silier le contrat en question s\u2019ils consid\u00e8rent qu\u2019il n\u2019est pas n\u00e9cessaire de le reconduire. <\/li>\n<\/ul>\n<h3 id=\"question-2\"><span class=\"ez-toc-section\" id=\"Que_couvre_lassurance_deces\"><\/span>Que couvre l\u2019assurance d\u00e9c\u00e8s?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>L\u2019assurance d\u00e9c\u00e8s permet de garantir le versement d\u2019un capital ou d\u2019une rente \u00e0 un b\u00e9n\u00e9ficiaire en cas de d\u00e9c\u00e8s de l\u2019assur\u00e9. Que couvre l\u2019assurance d\u00e9c\u00e8s ? <\/li>\n<\/ul>\n<h3 id=\"question-3\"><span class=\"ez-toc-section\" id=\"Comment_contracter_une_assurance_deces\"><\/span>Comment contracter une assurance d\u00e9c\u00e8s?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>Contracter une assurance d\u00e9c\u00e8s est une op\u00e9ration de pr\u00e9voyance, contrairement \u00e0 l\u2019assurance vie, qui est un produit d\u2019\u00e9pargne. Comme tous les contrats d\u2019assurance dommages (auto, multirisques, responsabilit\u00e9 civile&#8230;), le versement du capital de l\u2019assurance d\u00e9c\u00e8s est influenc\u00e9 par la r\u00e9alisation d\u2019un risque al\u00e9atoire : ici, le d\u00e9c\u00e8s de l\u2019assur\u00e9. <\/li>\n<\/ul>\n<h3 id=\"question-4\"><span class=\"ez-toc-section\" id=\"Comment_resilier_le_contrat_pour_cause_de_deces_de_lassure\"><\/span>Comment r\u00e9silier le contrat pour cause de d\u00e9c\u00e8s de l\u2019assur\u00e9?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>A l\u2019inverse, l\u2019h\u00e9ritier peut \u00e9galement\u00a0r\u00e9silier le contrat pour cause de d\u00e9c\u00e8s de l\u2019assur\u00e9. \u00a0Pour cela, il devra adresser une\u00a0lettre recommand\u00e9eavec accus\u00e9 de r\u00e9ception \u00e0 la compagnie d\u2019assurance du b\u00e9n\u00e9ficiaire en y joignant le certificat de d\u00e9c\u00e8s de ce-dernier. <\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Qui doit payer lassurance habitation dans une succession en cours ? D&rsquo;apr\u00e8s le Code des assurances, apr\u00e8s le d\u00e9c\u00e8s du titulaire d&rsquo;un contrat d&rsquo;assurance auto, moto ou habitation, la couverture continue, mais couvre d\u00e9sormais l&rsquo;h\u00e9ritier de la personne d\u00e9c\u00e9d\u00e9e. Cons\u00e9quence, c&rsquo;est \u00e9galement ce dernier qui devra payer les cotisations. Comment<\/p>\n","protected":false},"author":1,"featured_media":193,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[8],"tags":[],"class_list":["post-238","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-prevoyance"],"_links":{"self":[{"href":"https:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/posts\/238","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/comments?post=238"}],"version-history":[{"count":0,"href":"https:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/posts\/238\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/media\/193"}],"wp:attachment":[{"href":"https:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/media?parent=238"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/categories?post=238"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/tags?post=238"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}