{"id":855,"date":"2025-09-23T19:59:24","date_gmt":"2025-09-23T19:59:24","guid":{"rendered":"http:\/\/www.mutuelle-mat.fr\/blog\/comment-fonctionne-lassurance-credit\/855.html"},"modified":"2025-09-23T19:59:24","modified_gmt":"2025-09-23T19:59:24","slug":"comment-fonctionne-lassurance-credit","status":"publish","type":"post","link":"http:\/\/www.mutuelle-mat.fr\/blog\/comment-fonctionne-lassurance-credit\/855.html","title":{"rendered":"Comment fonctionne l&rsquo;assurance-cr\u00e9dit ?"},"content":{"rendered":"<p>                                        <img decoding=\"async\" src=\"https:\/\/i.ytimg.com\/vi\/tnFuEBfa7wg\/hqdefault.jpg?sqp=-oaymwEcCOADEI4CSFXyq4qpAw4IARUAAIhCGAFwAcABBg==&#038;rs=AOn4CLB51Es3vqOAOi5iEaBX9a8W7Mxlnw\" alt=\"Comment fonctionne l'assurance-cr\u00e9dit ?\"><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Sommaires<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a97e2e1a06d8\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"ez-toc-cssicon\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a97e2e1a06d8\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"http:\/\/www.mutuelle-mat.fr\/blog\/comment-fonctionne-lassurance-credit\/855.html\/#Comment_fonctionne_lassurance-credit\" >Comment fonctionne l&rsquo;assurance-cr\u00e9dit ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"http:\/\/www.mutuelle-mat.fr\/blog\/comment-fonctionne-lassurance-credit\/855.html\/#Pourquoi_Dit-on_que_lassurance_est_un_moyen_de_credit\" >Pourquoi Dit-on que l&rsquo;assurance est un moyen de cr\u00e9dit ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"http:\/\/www.mutuelle-mat.fr\/blog\/comment-fonctionne-lassurance-credit\/855.html\/#Pourquoi_souscrire_une_assurance_de_pret_immobilier\" >Pourquoi souscrire une assurance de pr\u00eat immobilier ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"http:\/\/www.mutuelle-mat.fr\/blog\/comment-fonctionne-lassurance-credit\/855.html\/#What_is_the_phone_number_for_assurance\" >What is the phone number for assurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"http:\/\/www.mutuelle-mat.fr\/blog\/comment-fonctionne-lassurance-credit\/855.html\/#What_is_mortgage_assurance\" >What is mortgage assurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"http:\/\/www.mutuelle-mat.fr\/blog\/comment-fonctionne-lassurance-credit\/855.html\/#What_is_Assurance_Insurance_Company\" >What is Assurance Insurance Company?<\/a><\/li><\/ul><\/nav><\/div>\n<h3 id=\"question-0\"><span class=\"ez-toc-section\" id=\"Comment_fonctionne_lassurance-credit\"><\/span>Comment fonctionne l&rsquo;assurance-cr\u00e9dit ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>L&rsquo;assurance emprunteur est un contrat de pr\u00e9voyance. Elle garantit le remboursement du capital restant d\u00fb de votre emprunt si vous n&rsquo;\u00e9tiez plus en mesure de le faire. Cette assurance prot\u00e8ge donc \u00e0 la fois l&#8217;emprunteur et sa famille, mais \u00e9galement le pr\u00eateur, d&rsquo;\u00e9ventuels impay\u00e9s.<\/p>\n<h3 id=\"question-1\"><span class=\"ez-toc-section\" id=\"Pourquoi_Dit-on_que_lassurance_est_un_moyen_de_credit\"><\/span>Pourquoi Dit-on que l&rsquo;assurance est un moyen de cr\u00e9dit ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Tous les \u00e9tablissements pr\u00eateurs arborent l&rsquo;adage : \u00ab un cr\u00e9dit vous engage et doit \u00eatre rembours\u00e9 \u00bb. &#8230; En cas d&rsquo;incident de paiement li\u00e9 \u00e0 l&rsquo;un de ces risques, la compagnie d&rsquo;assurance choisie se chargera de couvrir le reste du cr\u00e9dit.<\/p>\n<\/p>\n<h3 id=\"question-2\"><span class=\"ez-toc-section\" id=\"Pourquoi_souscrire_une_assurance_de_pret_immobilier\"><\/span>Pourquoi souscrire une assurance de pr\u00eat immobilier ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>L&rsquo;assurance de pr\u00eat ou assurance emprunteur permet de se prot\u00e9ger si l&rsquo;on n&rsquo;est plus en mesure de rembourser les mensualit\u00e9s d&rsquo;un cr\u00e9dit immobilier, en cas d&rsquo;arr\u00eat ou d&rsquo;incapacit\u00e9 de travail ou en cas de d\u00e9c\u00e8s.<\/p>\n<h3 id=\"question-3\"><span class=\"ez-toc-section\" id=\"What_is_the_phone_number_for_assurance\"><\/span>What is the phone number for assurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>The Customer Service Phone Number of Assurance is: +1-888-898-4888, 1-888-321-5880. Assurance Wireless is known as one service of Virgin Mobile USA . <\/li>\n<\/ul>\n<h3 id=\"question-4\"><span class=\"ez-toc-section\" id=\"What_is_mortgage_assurance\"><\/span>What is mortgage assurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>Mortgage Insurance (also known as mortgage guarantee and home-loan insurance) is an insurance policy which compensates lenders or investors for losses due to the default of a mortgage loan. Mortgage insurance can be either public or private depending upon the insurer. <\/li>\n<\/ul>\n<h3 id=\"question-5\"><span class=\"ez-toc-section\" id=\"What_is_Assurance_Insurance_Company\"><\/span>What is Assurance Insurance Company?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>What is &lsquo;Assurance&rsquo;. Assurance refers to financial coverage that provides remuneration for an event that is certain to happen. Assurance is similar to insurance, with the terms often used interchangeably. Insurance refers to coverage over a limited time, whereas assurance applies to coverage for extended periods or until death. <\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Comment fonctionne l&rsquo;assurance-cr\u00e9dit ? L&rsquo;assurance emprunteur est un contrat de pr\u00e9voyance. Elle garantit le remboursement du capital restant d\u00fb de votre emprunt si vous n&rsquo;\u00e9tiez plus en mesure de le faire. Cette assurance prot\u00e8ge donc \u00e0 la fois l&#8217;emprunteur et sa famille, mais \u00e9galement le pr\u00eateur, d&rsquo;\u00e9ventuels impay\u00e9s. Pourquoi Dit-on<\/p>\n","protected":false},"author":1,"featured_media":384,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[8],"tags":[],"class_list":["post-855","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-prevoyance"],"_links":{"self":[{"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/posts\/855","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/comments?post=855"}],"version-history":[{"count":0,"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/posts\/855\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/media\/384"}],"wp:attachment":[{"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/media?parent=855"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/categories?post=855"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/tags?post=855"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}