{"id":606,"date":"2022-10-23T14:00:35","date_gmt":"2022-10-23T14:00:35","guid":{"rendered":"http:\/\/www.mutuelle-mat.fr\/blog\/quand-peut-on-resilier-un-contrat-dassurance\/606.html"},"modified":"2022-10-23T14:00:35","modified_gmt":"2022-10-23T14:00:35","slug":"quand-peut-on-resilier-un-contrat-dassurance","status":"publish","type":"post","link":"http:\/\/www.mutuelle-mat.fr\/blog\/quand-peut-on-resilier-un-contrat-dassurance\/606.html","title":{"rendered":"Quand Peut-on r\u00e9silier un contrat d&rsquo;assurance ?"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/i.ytimg.com\/vi\/UP8ko80g2KQ\/hqdefault.jpg?sqp=-oaymwEcCOADEI4CSFXyq4qpAw4IARUAAIhCGAFwAcABBg==&#038;rs=AOn4CLAxivj4706ppgA9sl5_9sFM_3x9uQ\" alt=\"Quand Peut-on r\u00e9silier un contrat d'assurance ?\"><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Sommaires<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a987da9dc2f8\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"ez-toc-cssicon\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a987da9dc2f8\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"http:\/\/www.mutuelle-mat.fr\/blog\/quand-peut-on-resilier-un-contrat-dassurance\/606.html\/#Quand_Peut-on_resilier_un_contrat_dassurance\" >Quand Peut-on r\u00e9silier un contrat d&rsquo;assurance ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"http:\/\/www.mutuelle-mat.fr\/blog\/quand-peut-on-resilier-un-contrat-dassurance\/606.html\/#Comment_rediger_une_lettre_de_resiliation_dassurance\" >Comment r\u00e9diger une lettre de r\u00e9siliation d&rsquo;assurance ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"http:\/\/www.mutuelle-mat.fr\/blog\/quand-peut-on-resilier-un-contrat-dassurance\/606.html\/#Quand_envoyer_lettre_resiliation_assurance\" >Quand envoyer lettre resiliation assurance ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"http:\/\/www.mutuelle-mat.fr\/blog\/quand-peut-on-resilier-un-contrat-dassurance\/606.html\/#Comment_proceder_a_la_resiliation_de_son_contrat_dassurance\" >Comment proc\u00e9der \u00e0 la r\u00e9siliation de son contrat d&#39;assurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"http:\/\/www.mutuelle-mat.fr\/blog\/quand-peut-on-resilier-un-contrat-dassurance\/606.html\/#Comment_resilier_son_assurance_renouvelable\" >Comment r\u00e9silier son assurance renouvelable?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"http:\/\/www.mutuelle-mat.fr\/blog\/quand-peut-on-resilier-un-contrat-dassurance\/606.html\/#Quelle_est_la_lettre_de_resiliation_dassurance_habitation\" >Quelle est la lettre de r\u00e9siliation d&#39;assurance habitation?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"http:\/\/www.mutuelle-mat.fr\/blog\/quand-peut-on-resilier-un-contrat-dassurance\/606.html\/#Comment_resilier_les_contrats_dassurance_automobile\" >Comment r\u00e9silier les contrats d&#39;assurance automobile?<\/a><\/li><\/ul><\/nav><\/div>\n<h3 id=\"question-0\"><span class=\"ez-toc-section\" id=\"Quand_Peut-on_resilier_un_contrat_dassurance\"><\/span>Quand Peut-on r\u00e9silier un contrat d&rsquo;assurance ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>La r\u00e9siliation en dehors de l&rsquo;\u00e9ch\u00e9ance du contrat d&rsquo;assurance. En application de la loi Consommation, vous pouvez d\u00e9sormais r\u00e9silier \u00e0 tout moment votre assurance , apr\u00e8s le premier anniversaire de votre contrat.<\/p>\n<h3 id=\"question-1\"><span class=\"ez-toc-section\" id=\"Comment_rediger_une_lettre_de_resiliation_dassurance\"><\/span>Comment r\u00e9diger une lettre de r\u00e9siliation d&rsquo;assurance ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Par la pr\u00e9sente, je vous informe que je souhaite mettre un terme \u00e0 mon contrat d&rsquo;assurance portant les r\u00e9f\u00e9rences (num\u00e9ro du contrat) \u00e0 la date du (\u00e0 pr\u00e9ciser) en application des dispositions de l&rsquo;Article (L113-12) du Code des Assurances et conform\u00e9ment aux conditions tant g\u00e9n\u00e9rales que particuli\u00e8res du contrat.<\/p>\n<\/p>\n<h3 id=\"question-2\"><span class=\"ez-toc-section\" id=\"Quand_envoyer_lettre_resiliation_assurance\"><\/span>Quand envoyer lettre resiliation assurance ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Le courrier de r\u00e9siliation est donc \u00e0 envoyer \u00e0 l&rsquo;assureur au moins 60 jours avant la date de votre \u00e9ch\u00e9ance.<\/p>\n<h3 id=\"question-3\"><span class=\"ez-toc-section\" id=\"Comment_proceder_a_la_resiliation_de_son_contrat_dassurance\"><\/span>Comment proc\u00e9der \u00e0 la r\u00e9siliation de son contrat d&#39;assurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>La r\u00e9siliation par l&rsquo;assur\u00e9 de son contrat d&rsquo;assurance prend effet un mois apr\u00e8s la r\u00e9ception de la demande par l&rsquo;assureur, et ouvre droit au remboursement de la partie de la cotisation non couverte suite \u00e0 la r\u00e9siliation. Dans le cas des assurances obligatoires,&#8230; <\/li>\n<\/ul>\n<h3 id=\"question-4\"><span class=\"ez-toc-section\" id=\"Comment_resilier_son_assurance_renouvelable\"><\/span>Comment r\u00e9silier son assurance renouvelable?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>La loi Hamon permet de r\u00e9silier plus facilement son contrat d&rsquo;assurance renouvelable par tacite reconduction. L&rsquo;article L. 113-15-2 du Code des assurances pr\u00e9voit que l&rsquo;assur\u00e9 peut dor\u00e9navant r\u00e9silier les contrats et adh\u00e9sions tacitement reconductibles \u00e0 l&rsquo;expiration d&rsquo;un d\u00e9lai d&rsquo;un an \u00e0 compter de la premi\u00e8re souscription. <\/li>\n<\/ul>\n<h3 id=\"question-5\"><span class=\"ez-toc-section\" id=\"Quelle_est_la_lettre_de_resiliation_dassurance_habitation\"><\/span>Quelle est la lettre de r\u00e9siliation d&#39;assurance habitation?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>Lettre de r\u00e9siliation d&rsquo;assurance habitation. [LETTRE DE RESILIATION ASSURANCE HABITATION] Gr\u00e2ce \u00e0 la loi Hamon, la r\u00e9siliation d&rsquo;une assurance habitation peut intervenir \u00e0 tout moment apr\u00e8s un an d&rsquo;engagement. <\/li>\n<\/ul>\n<h3 id=\"question-6\"><span class=\"ez-toc-section\" id=\"Comment_resilier_les_contrats_dassurance_automobile\"><\/span>Comment r\u00e9silier les contrats d&#39;assurance automobile?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>Les contrats d&rsquo;assurance automobile, multirisques habitation, compl\u00e9mentaires sant\u00e9 et les assurances dites affinitaires (constituant le compl\u00e9ment d&rsquo;un bien ou d&rsquo;un service, par exemple l&rsquo;assurance des t\u00e9l\u00e9phones portables), peuvent \u00eatre r\u00e9sili\u00e9s par l&rsquo;assur\u00e9 \u00e0 tout moment apr\u00e8s leur premier anniversaire. <\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Quand Peut-on r\u00e9silier un contrat d&rsquo;assurance ? La r\u00e9siliation en dehors de l&rsquo;\u00e9ch\u00e9ance du contrat d&rsquo;assurance. En application de la loi Consommation, vous pouvez d\u00e9sormais r\u00e9silier \u00e0 tout moment votre assurance , apr\u00e8s le premier anniversaire de votre contrat. Comment r\u00e9diger une lettre de r\u00e9siliation d&rsquo;assurance ? Par la pr\u00e9sente,<\/p>\n","protected":false},"author":1,"featured_media":607,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[8],"tags":[],"class_list":["post-606","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-prevoyance"],"_links":{"self":[{"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/posts\/606","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/comments?post=606"}],"version-history":[{"count":0,"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/posts\/606\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/media\/607"}],"wp:attachment":[{"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/media?parent=606"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/categories?post=606"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/tags?post=606"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}