{"id":490,"date":"2022-10-12T06:00:32","date_gmt":"2022-10-12T06:00:32","guid":{"rendered":"http:\/\/www.mutuelle-mat.fr\/blog\/comment-declarer-les-primes-dassurance-vie\/490.html"},"modified":"2022-10-12T06:00:32","modified_gmt":"2022-10-12T06:00:32","slug":"comment-declarer-les-primes-dassurance-vie","status":"publish","type":"post","link":"http:\/\/www.mutuelle-mat.fr\/blog\/comment-declarer-les-primes-dassurance-vie\/490.html","title":{"rendered":"Comment d\u00e9clarer les primes d&rsquo;assurance vie ?"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/i.ytimg.com\/vi\/R731D-nbahk\/hq720.jpg?sqp=-oaymwEcCOgCEMoBSFXyq4qpAw4IARUAAIhCGAFwAcABBg==&#038;rs=AOn4CLBm_H2loJRsxi0VskNYgULN24Y7Uw\" alt=\"Comment d\u00e9clarer les primes d'assurance vie ?\"><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Sommaires<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a98de2550f7f\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"ez-toc-cssicon\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a98de2550f7f\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"http:\/\/www.mutuelle-mat.fr\/blog\/comment-declarer-les-primes-dassurance-vie\/490.html\/#Comment_declarer_les_primes_dassurance_vie\" >Comment d\u00e9clarer les primes d&rsquo;assurance vie ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"http:\/\/www.mutuelle-mat.fr\/blog\/comment-declarer-les-primes-dassurance-vie\/490.html\/#Quelle_est_la_fiscalite_applicable_a_la_succession_dassurance-vie\" >Quelle est la fiscalit\u00e9 applicable \u00e0 la succession d\u2019assurance-vie?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"http:\/\/www.mutuelle-mat.fr\/blog\/comment-declarer-les-primes-dassurance-vie\/490.html\/#Quelle_est_la_clause_beneficiaire_de_la_succession\" >Quelle est la clause b\u00e9n\u00e9ficiaire de la succession?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"http:\/\/www.mutuelle-mat.fr\/blog\/comment-declarer-les-primes-dassurance-vie\/490.html\/#Comment_differencier_les_contrats_dassurance-vie_et_de_succession\" >Comment diff\u00e9rencier les contrats d\u2019assurance-vie et de succession?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"http:\/\/www.mutuelle-mat.fr\/blog\/comment-declarer-les-primes-dassurance-vie\/490.html\/#Comment_choisir_son_assurance-vie_lors_de_son_deces\" >Comment choisir son assurance-vie lors de son d\u00e9c\u00e8s?<\/a><\/li><\/ul><\/nav><\/div>\n<h3 id=\"question-0\"><span class=\"ez-toc-section\" id=\"Comment_declarer_les_primes_dassurance_vie\"><\/span>Comment d\u00e9clarer les primes d&rsquo;assurance vie ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Dans les premiers temps de la vie d&rsquo;un contrat d&rsquo;assurance vie, il n&rsquo;y a g\u00e9n\u00e9ralement aucune d\u00e9claration \u00e0 faire. Bien entendu, les versements effectu\u00e9s sur le contrat ne sont pas impos\u00e9s et ne doivent pas \u00eatre d\u00e9clar\u00e9s \u00e0 l&rsquo;administration fiscale.<\/p>\n<h3 id=\"question-1\"><span class=\"ez-toc-section\" id=\"Quelle_est_la_fiscalite_applicable_a_la_succession_dassurance-vie\"><\/span>Quelle est la fiscalit\u00e9 applicable \u00e0 la succession d\u2019assurance-vie?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>La fiscalit\u00e9 applicable \u00e0 la succession de l\u2019assurance-vie d\u00e9pend de l\u2019\u00e2ge de l\u2019assur\u00e9 au moment des versements. Deux situations se distinguent : les versements effectu\u00e9s avant 70 ans et ceux effectu\u00e9s apr\u00e8s 70 ans. <\/li>\n<\/ul>\n<h3 id=\"question-2\"><span class=\"ez-toc-section\" id=\"Quelle_est_la_clause_beneficiaire_de_la_succession\"><\/span>Quelle est la clause b\u00e9n\u00e9ficiaire de la succession?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>Via la clause b\u00e9n\u00e9ficiaire, vous pourrez d\u00e9signer une ou plusieurs personnes qui recevront, apr\u00e8s votre mort, un capital ou une rente dans des conditions fiscales avantageuses. Cependant, reste \u00e0 bien comprendre les r\u00e8gles de succession. <\/li>\n<\/ul>\n<h3 id=\"question-3\"><span class=\"ez-toc-section\" id=\"Comment_differencier_les_contrats_dassurance-vie_et_de_succession\"><\/span>Comment diff\u00e9rencier les contrats d\u2019assurance-vie et de succession?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>Il convient alors de diff\u00e9rencier les contrats d\u2019assurance-vie d\u00e9nou\u00e9s (ceux du d\u00e9funt) des \u00e9ventuels contrats non-d\u00e9nou\u00e9s (appartenant au conjoint survivant ). Assurance-vie et succession\u202f: qui sont les b\u00e9n\u00e9ficiaires d\u2019un contrat d\u2019assurance-vie ? <\/li>\n<\/ul>\n<h3 id=\"question-4\"><span class=\"ez-toc-section\" id=\"Comment_choisir_son_assurance-vie_lors_de_son_deces\"><\/span>Comment choisir son assurance-vie lors de son d\u00e9c\u00e8s?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>Il est libre de choisir la ou les personnes qu\u2019il souhaite voir b\u00e9n\u00e9ficier de son assurance-vie lors de son d\u00e9c\u00e8s (ou celui de l\u2019assur\u00e9 s\u2019il s\u2019agit d\u2019une autre personne), et peut les d\u00e9signer des mani\u00e8res suivantes : Mais il n\u2019est pas oblig\u00e9 de le faire au moment de la signature du contrat. <\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Comment d\u00e9clarer les primes d&rsquo;assurance vie ? Dans les premiers temps de la vie d&rsquo;un contrat d&rsquo;assurance vie, il n&rsquo;y a g\u00e9n\u00e9ralement aucune d\u00e9claration \u00e0 faire. Bien entendu, les versements effectu\u00e9s sur le contrat ne sont pas impos\u00e9s et ne doivent pas \u00eatre d\u00e9clar\u00e9s \u00e0 l&rsquo;administration fiscale. Quelle est la<\/p>\n","protected":false},"author":1,"featured_media":491,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[8],"tags":[],"class_list":["post-490","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-prevoyance"],"_links":{"self":[{"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/posts\/490","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/comments?post=490"}],"version-history":[{"count":0,"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/posts\/490\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/media\/491"}],"wp:attachment":[{"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/media?parent=490"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/categories?post=490"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/tags?post=490"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}