{"id":420,"date":"2022-10-05T14:00:35","date_gmt":"2022-10-05T14:00:35","guid":{"rendered":"http:\/\/www.mutuelle-mat.fr\/blog\/quelle-est-lassurance-la-mieux\/420.html"},"modified":"2022-10-05T14:00:35","modified_gmt":"2022-10-05T14:00:35","slug":"quelle-est-lassurance-la-mieux","status":"publish","type":"post","link":"http:\/\/www.mutuelle-mat.fr\/blog\/quelle-est-lassurance-la-mieux\/420.html","title":{"rendered":"Quelle est l&rsquo;assurance la mieux ?"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/i.ytimg.com\/vi\/0Vk3aazBLME\/hqdefault.jpg?sqp=-oaymwEcCOADEI4CSFXyq4qpAw4IARUAAIhCGAFwAcABBg==&#038;rs=AOn4CLDQIqdLktj3XgVNH22tsWA27NBWNg\" alt=\"Quelle est l'assurance la mieux ?\"><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Sommaires<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a9913535a47e\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"ez-toc-cssicon\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a9913535a47e\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"http:\/\/www.mutuelle-mat.fr\/blog\/quelle-est-lassurance-la-mieux\/420.html\/#Quelle_est_lassurance_la_mieux\" >Quelle est l&rsquo;assurance la mieux ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"http:\/\/www.mutuelle-mat.fr\/blog\/quelle-est-lassurance-la-mieux\/420.html\/#Quel_est_le_cout_moyen_dune_assurance_de_pret\" >Quel est le co\u00fbt moyen d\u2019une assurance de pr\u00eat?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"http:\/\/www.mutuelle-mat.fr\/blog\/quelle-est-lassurance-la-mieux\/420.html\/#Quel_est_le_taux_dinteret_de_lassurance_credit\" >Quel est le taux d\u2019int\u00e9r\u00eat de l\u2019assurance cr\u00e9dit?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"http:\/\/www.mutuelle-mat.fr\/blog\/quelle-est-lassurance-la-mieux\/420.html\/#Quel_est_le_taux_moyen_de_lassurance_bancaire\" >Quel est le taux moyen de l\u2019assurance bancaire?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"http:\/\/www.mutuelle-mat.fr\/blog\/quelle-est-lassurance-la-mieux\/420.html\/#Quel_est_le_taux_dassurance_emprunteur_en_2021\" >Quel est le taux d\u2019assurance emprunteur en 2021?<\/a><\/li><\/ul><\/nav><\/div>\n<h3 id=\"question-0\"><span class=\"ez-toc-section\" id=\"Quelle_est_lassurance_la_mieux\"><\/span>Quelle est l&rsquo;assurance la mieux ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Classement des 10 meilleures assurances auto en 20<\/p>\n<p>1. Cov\u00e9a (MAAF, MMA, GMF)6. Allianz2. Macif7. Matmut3. Groupama8. Cr\u00e9dit Agricole Assurances4. Axa9. Cr\u00e9dit Mutuel5. Maif10. Generali<\/p>\n<h3 id=\"question-1\"><span class=\"ez-toc-section\" id=\"Quel_est_le_cout_moyen_dune_assurance_de_pret\"><\/span>Quel est le co\u00fbt moyen d\u2019une assurance de pr\u00eat?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>En effet, la diff\u00e9rence de tarif de cette assurance est flagrante : Co\u00fbt moyen d\u2019une assurance de pr\u00eat propos\u00e9e par une d\u00e9l\u00e9gation externe (assureur alternatif) : 9.100 \u20ac Ainsi, l\u2019\u00e9conomie moyenne r\u00e9alisable par un emprunteur est de 6.425 \u20ac. <\/li>\n<\/ul>\n<h3 id=\"question-2\"><span class=\"ez-toc-section\" id=\"Quel_est_le_taux_dinteret_de_lassurance_credit\"><\/span>Quel est le taux d\u2019int\u00e9r\u00eat de l\u2019assurance cr\u00e9dit?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>Important Le poids de l\u2019assurance cr\u00e9dit sur le co\u00fbt total du cr\u00e9dit est d\u2019autant plus important que les taux d\u2019int\u00e9r\u00eat sont actuellement tr\u00e8s faibles. Ainsi, il peut atteindre jusqu\u2019\u00e0 25 %, voire 40 % de l\u2019ensemble. Le co\u00fbt de l\u2019assurance de pr\u00eat est divis\u00e9 en mensualit\u00e9s qui s\u2019ajoutent aux int\u00e9r\u00eats du pr\u00eat. <\/li>\n<\/ul>\n<h3 id=\"question-3\"><span class=\"ez-toc-section\" id=\"Quel_est_le_taux_moyen_de_lassurance_bancaire\"><\/span>Quel est le taux moyen de l\u2019assurance bancaire?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>Taux moyen de l\u2019assurance bancaire. 0,25% sur capital emprunt\u00e9 par an. Co\u00fbt de l\u2019assurance obtenu en d\u00e9l\u00e9gation d\u2019assurance. 4 400 \u20ac. Taux de l\u2019assurance obtenu en d\u00e9l\u00e9gation d\u2019assurance. 0,10 % sur capital emprunt\u00e9 par an. \u00c9conomie r\u00e9alis\u00e9e. 6 600 \u20ac. <\/li>\n<\/ul>\n<h3 id=\"question-4\"><span class=\"ez-toc-section\" id=\"Quel_est_le_taux_dassurance_emprunteur_en_2021\"><\/span>Quel est le taux d\u2019assurance emprunteur en 2021?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>Voici les taux d\u2019assurance emprunteur (TAEA), en 2021, que proposent les diff\u00e9rents acteurs du march\u00e9 pour un emprunt immobilier \u00e0 un taux d\u2019int\u00e9r\u00eat de 2,5 % sur 20 ans. On rel\u00e8ve des \u00e9carts de taux importants entre les diff\u00e9rents organismes proposant des assurances emprunteur, exig\u00e9es pour tout emprunt immobilier. <\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Quelle est l&rsquo;assurance la mieux ? Classement des 10 meilleures assurances auto en 20 1. Cov\u00e9a (MAAF, MMA, GMF)6. Allianz2. Macif7. Matmut3. Groupama8. Cr\u00e9dit Agricole Assurances4. Axa9. Cr\u00e9dit Mutuel5. Maif10. Generali Quel est le co\u00fbt moyen d\u2019une assurance de pr\u00eat? En effet, la diff\u00e9rence de tarif de cette assurance est<\/p>\n","protected":false},"author":1,"featured_media":421,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[8],"tags":[],"class_list":["post-420","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-prevoyance"],"_links":{"self":[{"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/posts\/420","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/comments?post=420"}],"version-history":[{"count":0,"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/posts\/420\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/media\/421"}],"wp:attachment":[{"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/media?parent=420"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/categories?post=420"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/tags?post=420"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}