{"id":1032,"date":"2025-10-07T22:10:22","date_gmt":"2025-10-07T22:10:22","guid":{"rendered":"http:\/\/www.mutuelle-mat.fr\/blog\/est-ce-quune-assurance-vie-rapporte\/1032.html"},"modified":"2025-10-07T22:10:22","modified_gmt":"2025-10-07T22:10:22","slug":"est-ce-quune-assurance-vie-rapporte","status":"publish","type":"post","link":"http:\/\/www.mutuelle-mat.fr\/blog\/est-ce-quune-assurance-vie-rapporte\/1032.html","title":{"rendered":"Est-ce qu&rsquo;une assurance vie rapporte ?"},"content":{"rendered":"<p>                                        <img decoding=\"async\" src=\"https:\/\/i.ytimg.com\/vi\/X0P23leg5Lw\/hq720.jpg?sqp=-oaymwEcCOgCEMoBSFXyq4qpAw4IARUAAIhCGAFwAcABBg==&#038;rs=AOn4CLC5yiv0w2C6GEOSp3YAIfaPeQ4CMg\" alt=\"Est-ce qu'une assurance vie rapporte ?\"><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Sommaires<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a9742c0547cb\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"ez-toc-cssicon\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a9742c0547cb\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"http:\/\/www.mutuelle-mat.fr\/blog\/est-ce-quune-assurance-vie-rapporte\/1032.html\/#Est-ce_quune_assurance_vie_rapporte\" >Est-ce qu&rsquo;une assurance vie rapporte ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"http:\/\/www.mutuelle-mat.fr\/blog\/est-ce-quune-assurance-vie-rapporte\/1032.html\/#What_are_the_benefits_of_Assurance_vie\" >What are the benefits of Assurance vie?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"http:\/\/www.mutuelle-mat.fr\/blog\/est-ce-quune-assurance-vie-rapporte\/1032.html\/#What_is_Assurance_vie_life_insurance_in_France\" >What is Assurance vie life insurance in France?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"http:\/\/www.mutuelle-mat.fr\/blog\/est-ce-quune-assurance-vie-rapporte\/1032.html\/#How_much_tax_do_I_pay_on_my_Assurance_vie_policy\" >How much tax do I pay on my Assurance vie policy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"http:\/\/www.mutuelle-mat.fr\/blog\/est-ce-quune-assurance-vie-rapporte\/1032.html\/#What_currencies_can_I_invest_in_with_an_Assurance_vie\" >What currencies can I invest in with an Assurance vie?<\/a><\/li><\/ul><\/nav><\/div>\n<h3 id=\"question-0\"><span class=\"ez-toc-section\" id=\"Est-ce_quune_assurance_vie_rapporte\"><\/span>Est-ce qu&rsquo;une assurance vie rapporte ?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Dans un contexte de taux \u00e0 un niveau extr\u00eamement bas, le rendement des fonds en euros n&rsquo;a pas cess\u00e9 -m\u00eame s&rsquo;il s&rsquo;agit toujours d&rsquo;une moyenne-, de baisser toutes ces derni\u00e8res ann\u00e9es. Refaisons un bref historique : le taux moyen servi par les assureurs est pass\u00e9 de 2, \u00e0 1,, de m\u00eame qu&rsquo;en 2017.<\/p>\n<h3 id=\"question-1\"><span class=\"ez-toc-section\" id=\"What_are_the_benefits_of_Assurance_vie\"><\/span>What are the benefits of Assurance vie?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>Assurance Vie products offer a number of incentives to savers: There is no limit on the amount that can be invested in an authorized Assurance Vie. Investors benefit from favourable tax treatment. Withdrawals in the form of capital or regular income can be made with only the growth element of the withdrawal being liable to tax. <\/li>\n<\/ul>\n<h3 id=\"question-2\"><span class=\"ez-toc-section\" id=\"What_is_Assurance_vie_life_insurance_in_France\"><\/span>What is Assurance vie life insurance in France?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>For British expats living or retiring in France, Assurance Vie is a tax efficient life insurance product which should be considered if you intend to live in France for a long time. Written by E4E Editor on 21 September 2015. For people living in France, assurance vie is one of the most important financial products they should consider. <\/li>\n<\/ul>\n<h3 id=\"question-3\"><span class=\"ez-toc-section\" id=\"How_much_tax_do_I_pay_on_my_Assurance_vie_policy\"><\/span>How much tax do I pay on my Assurance vie policy?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>The proceeds paid out from Assurance Vie policies largely override succession law and succession tax. Any number of beneficiaries may receive up to \u20ac152,500 completely free of tax, and pay only 20% on any further amounts received. <\/li>\n<\/ul>\n<h3 id=\"question-4\"><span class=\"ez-toc-section\" id=\"What_currencies_can_I_invest_in_with_an_Assurance_vie\"><\/span>What currencies can I invest in with an Assurance vie?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>The jurisdiction of the Assurance Vie will determine whether you can invest only in euros or alternative currencies. At this time, a French assurance vie is only available in euros, however assurance vie from Luxemburg are flexible which means that you can invest in euros, sterling or US dollars. <\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Est-ce qu&rsquo;une assurance vie rapporte ? Dans un contexte de taux \u00e0 un niveau extr\u00eamement bas, le rendement des fonds en euros n&rsquo;a pas cess\u00e9 -m\u00eame s&rsquo;il s&rsquo;agit toujours d&rsquo;une moyenne-, de baisser toutes ces derni\u00e8res ann\u00e9es. Refaisons un bref historique : le taux moyen servi par les assureurs est<\/p>\n","protected":false},"author":1,"featured_media":722,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[8],"tags":[],"class_list":["post-1032","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-prevoyance"],"_links":{"self":[{"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/posts\/1032","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/comments?post=1032"}],"version-history":[{"count":0,"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/posts\/1032\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/media\/722"}],"wp:attachment":[{"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/media?parent=1032"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/categories?post=1032"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.mutuelle-mat.fr\/blog\/wp-json\/wp\/v2\/tags?post=1032"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}